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Government Shutdown Resources for Military Families

The Coast Guard is the only military branch not being paid during the government shutdown.

It’s under the Department of Homeland Security, meaning it is getting no funding. Other service branches are being paid by the Department of Defense.

Along with federal workers across the country, many of its members are struggling to make ends meet. This partial shutdown is the longest in American history — and doesn’t seem to be ending soon.

There are 42,000 active members of the Coast Guard. Necessary personnel, as well as 420,000 federal employees, are working without pay. They are providing essential services, and doing so with no compensation.

“It’s our Coast Guard members that go out there and risk their life and limb to keep us safe and rescue us, and at this time they may not be able to cover their expenses because of the shutdown,” Cathy Anthofer-Fialon said in an UpNorthLive article.

Congress passed a bill on Friday to retroactively pay Coast Guard members and federal workers, but it will not go into effect until after the shutdown ends.

You can help those affected by the shutdown by donating to food pantries, calling your senators and representatives, and supporting the businesses listed below.

Here are 15 government shutdown resources offering financial assistance right now:


1. Coast Guard Mutual Assistance

CGMA is partnering with the American Red Cross to provide financial lapse assistance to all Coast Guard personnel, military and civilian, regardless of pay grade. Visit


2. Navy Federal Credit Union

Offering interest-free emergency ‘shutdown’ loans for Coast Guard members and federal employees. They serve active duty and veterans from all branches, and civilian members of the DoD.

Loan amounts are calculated based on the last paycheck received before the shutdown. 0% APR, loans up to a maximum of $6,000.


3. Congressional Federal Credit Union and U.S. Employees Credit Union

Also offering interest-free loans to eligible employees. They serve federal workers and retirees.


4. Thrive Market

Helping affected families with food and other household essentials.

Email and provide proof of government employment.


5. United Way

The Mass 2-1-1 program connects people with agencies that can provide financial assistance with rent, mortgage, groceries, healthcare services and more.

Dial 211 from your phone or visit


6. Bank of America

Offering a Client Assistance Program for personalized financial assistance.


7. Chase Bank

Chase will automatically waive or refund overdraft and monthly service fees on Chase checking and savings accounts if an employee’s salary from an affected federal agency was direct-deposited into the account in November 2018.


8. Discover

Discover cardmembers that have a loan with Discover Bank may be eligible for assistance such as skipping a payment. Call 800-347-2683.


9. Wells Fargo

The bank will work with individuals and business banking customers whose income is disrupted as a result of the shutdown.


10. Unemployment benefits

In the event of a government shutdown, Federal employees may be eligible for Unemployment Compensation for Federal Employees (UCFE). The UCFE program is administered by state unemployment insurance (UI) agencies acting as agents of the Federal government.


11. AT&T

For customers affected by the shutdown, you are eligible for flexible payment options to keep your service running.


12. Sprint

Sprint Customer Care is prepared to work with federal government employees seeking short-term payment solutions.


13. T-Mobile

Providing account support to customers directly affected by the U.S. government shutdown to ensure their wireless service remains available during the closure.


14. Verizon  

Waiving late fees and agent assist fees for federal government employees directly impacted for the duration of the shutdown.


15. Uber and Lyft

Hiring furloughed federal employees. Sign up to drive with Lyft or Uber and start making money.

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